Our Healthcare plans help provide peace of mind so you can concentrate on getting better.


Serious illness can strike a family at any time. While the timing is out of your control, you can control how such an illness affects your family financially. Our healthcare insurance plans give you a means to help pay for some of the expenses associated with an illness.

Sickness Income Policy

This plan helps to protect your standard of living by providing regular monthly benefit payments if a covered sickness prevents you from working.

Benefits Payable to You

  • Receive up to €1,250 per month from the 4th day of total disabilty for up to 6 months
  • Receive up to €625 for one month of partial disability

Learn more

Sickness Hospitalisation Income Policy

This plan will provide you with daily benefits for hospitalisation due to a covered sickness.

Benefits Payable to You

  • Hospital in patient benefits up to €384 per day
  • Convalescence benefits up to €192 per day

Learn more

Ways we protect you

  1. 1f you are hospitalised due to a covered sickness, benefits are paid directly to you to spend as you choose: You could replace lost earnings, pay for medical expenses or utility bills – it’s up to you.
  2. Peace of mind: You are protected 24 hours a day, every day of the year, on and off the job.
  3. When you take out a healthcare policy, you can access Best Doctors, a leading medical advisory service, at no additional cost.

Note: Certain policyholders may hold higher limits of cover. In the event of a claim, Combined Insurance will honour the higher benefit levels that may apply. If you are a policyholder and would like clarification around your benefit level entitlements, please review your policy documents or contact Customers Services to discuss your policy.

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