Critical Five Policy
This plan will provide protection for you and your family from the direct and indirect financial impacts of critical illness.
Features
This policy pays out a cash lump-sum if you are diagnosed with a specified critical illness and survive for at least 28 days. We cover cancer, coronary artery bypass grafts, heart attack, kidney failure and stroke.
Advantages
- Flexible plans allow you to choose the level of cover that suits your needs and budget
- You may be covered by this plan if you are between 16 and 64 years of age at the date of application
- When you take out a Critical Five Policy, you will also receive the services of Best Doctors© - a leading medical advisory service
Benefits Payable to You
- Lump-sum benefit of up to €71,500 on surviving diagnosis or surgery for a covered critical illness
- Double lump-sum benefit of up to €143,000 for cancer
- Children can also be covered free of charge as long as the policy is in force. Claims for your children will not affect your cover. Children must be between the ages of 3 and 15.
The policy will end on your 70th birthday.
After the lump-sum is paid, you will not pay any more premiums as your policy will end.
The value of your benefit will depend on the level of cover you selected when you purchased your policy.
Please refer to your policy documents for specific benefits, exclusions, terms and conditions of your Combined Insurance policy. Alternatively, please contact Customer Services for assistance.
Ways we protect you
- Benefits paid directly to you to spend as you choose. You could replace lost earnings, pay for medical expenses or utility bills – it’s up to you.
- Peace of mind: You are protected 24 hours a day, every day of the year, on and off the job
1. Irish Heart Foundation – published 2008
