Peace of mind so you can concentrate on getting better.

Types of Insurance

Combined Insurance's policies provide benefits to you when you need them most - in the event of an accident or illness.
Our insurance plans are clearly written and easy to understand, making it easy for you to get the right coverage for you and your family. We provide a range of cover so that you can choose a plan that’s right for you and your budget.

Accident Plans

We all like to think that accidents won’t happen to us. However, accidents happen. In Ireland, there were 64,200 reportable injuries at work in 2007/8,1 and in one year, over 54,000 people were hospitalised as a result of an accident 2

Combined Insurance accident plans provide benefits to you if you suffer an accident and are unable to work or carry out your usual daily activities. The benefits we provide for include hospital stays, specified surgical procedures, fractures, and total and permanent disability. The benefits will be yours to spend as you choose – replace lost earnings, help pay for some of your medical expenses – it’s up to you.

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Healthcare Plans

While you can make changes to your lifestyle to stay fit and healthy, it is important to be prepared in case you or a member of your family falls ill.

  • Over 27,000 new cancer cases are diagnosed each year and 1 in 4 deaths every year are due to cancer.3
  • Today you are more likely to survive a critical illness. 63% of those who are diagnosed, survive cancer 4
  • 1 in 6 of Ireland’s working population will be disabled for more than 6 months 5

Our healthcare plans pay benefits to you if, as a result of an illness, you are unable to work or carry out your usual daily activities.  Benefits provided by our sickness policies include hospitalisation, convalescence and total and partial disability. Our Critical Illness Policy provides lump sum cash benefits for specific critical illnesses including cancer, heart attack and stroke.  In addition, our healthcare plans also come with an added benefit; access to the leading medical advisory service, Best Doctors.

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Statistical Sources:
1. Health And Safety Authority, 2007-2008, published 2009
2. Dept Health EHLSS Report, 2002 - published 2004
3&4. National Cancer Registry, Cancer in Ireland, 1994 – 2007, Mortality, Treatment and Survival Report 
5. Lansdowne Market Research Survey, April 2006
 

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