Combined’s Sickness Hospitalisation Income Plan will provide you with…
Daily benefits for hospitalisation due to a covered sickness. Benefits are paid from the 1st day of sickness for each night you are in hospital as an in-patient. Benefits are also paid for convalescence following hospitalisation.
We can’t guarantee our health, but we can be prepared in case we’re ill- Over 20,000 new cancer cases are diagnosed each year and 1 in 4 deaths every year are due to cancer. 1
- Today you are more likely to suffer a serious illness than you are to die, with 63% cancer survival. 2
- 1 in 6 of Irelands working population will be disabled for more than 6 months 3
- Only 15% of private sector workers are entitled to sick pay for more than 6 months 4
So if you should be admitted to hospital overnight as a result of a covered sickness, Combined will pay you up to €320 per day, that’s €9,600 per month for a period of up to 3 years. Following overnight hospitalisation there is usually a recovery period when you are still totally disabled, under the care of a doctor and unable to work. Should that happen, Combined will continue to pay you at home for up to twice the number of days that you were in hospital at the rate of €160 per day, that’s €4,800 per month. The Sickness Hospitalisation Income Plan from Combined gives you peace of mind so you don’t need to worry about anything apart from getting better.
You will be covered with Combined…- If you are confined to hospital overnight as an in-patient because of sickness
- For convalescence following overnight in-patient hospitalisation
If hospitalisation is due to:
- Cancer
- Coronary Artery By-Pass Surgery
- Heart Attack
- Kidney Failure
- Stroke
then double benefit is payable
You can use Combined’s Sickness Hospitalisation Income Plan- Supplement your lost earnings
- Supplement the earnings of your spouse/partner if they take time off work
- Pay for someone to look after your children
- Help towards medical expenses
- Pay for any extra travel costs
- Help you take a holiday to recuperate
How you choose to use the benefit is completely up to you.
In summary, Combined’s Sickness Hospitalisation Income Plan provides you with:
- Benefits paid from the 1st night in hospital due to a covered sickness and for each subsequent night in hospital
- Hospital in-patient benefits for sickness of up to €320 a day (€9,600 a month)
- Additional hospital in-patient benefits due to a covered critical illness of up to €640 a day (€19,200 a month)
- Convalescence benefit for sickness of up to €160 a day (€4,800 a month) for up to twice the number of in-patient days
- Additional convalescence benefit due to a covered critical illness of up to €320 a day (€9,600 a month)
- Benefits payable in addition to those provided by any other sickness policy and State Benefits
- Best Doctors medical referral service
- Peace of mind where no medical examination is required
- Special rates for children
If you were to suffer a covered critical illness both in-patient benefits and/or both convalescence benefits would be payable. Please read the product summary for policy terms and exclusions.
To learn more about Combined’s Sickness Hospitalisation Income Plan
Call 01-2696522 *
* Our friendly Customer Service Team are available 9am – 5pm Monday to Friday (excluding bank holidays)
Statistical sources: 1& 2 National Cancer Registry, Cancer in Ireland, 1994 – 2001, Mortality, Treatment and Survival Report, 3&4 Lansdowne Market Research Survey, April 2006
