At Combined Benefit Services, we have developed a wide range of benefit plans to meet the individuals’ circumstances and changing needs.

Income Protection Plan

Income Protection provides you with the cover you need - a regular tax free benefit if you are unable to work because of illness or accidental injury and suffer a reduction in income.

  • Choice of deferred periods – 1, 2, 3, 6 months before benefit payment commences
  • Monthly benefit payments for a choice of benefit periods 12, 18, 24 months maximum
  • Up to 50% of your current gross income/net profit can be paid (less any income from other sources).

Accident Income Protection Plan

Accident Income Protection provides you with the cover you need - a regular tax free benefit if you are unable to work because of accidental injury and suffer a reduction in income.

  • Choice of deferred periods – 1, 2, 3, 6 months before benefit payment commences
  • Monthly benefit payments for up to 2 years
  • Up to 50% of your current gross income/net profit can be paid (less any income from other sources).

Hospital Cash Cover

The Hospital Cash Cover pays benefits if an illness or accidental injury requires admission to a hospital ward for one night or more.

  • Hospitalisation benefits from €10 up to €200 are paid for each overnight stay in hospital as an inpatient, until the end of your selected deferral period
  • If you are admitted to an Intensive Care Unit we will pay additional cash benefits from €10 up to €200 for each overnight stay in this facility

Accident Hospital Cash Cover

The Accident Hospital Cash Cover pays benefits if an accidental injury requires you to be admitted to hospital for one night or more.

  • Hospitalisation benefits from €10 up to €200 for each overnight stay in hospital as an in-patient until the end of your selected deferral period
  • If you are admitted to an Intensive Care Unit we will pay additional cash benefits from €10 up to €200 for each overnight stay in this facility

Capital Cover

Capital cover provides a lump sum in the event of an accident. The maximum level of benefit available is 20 units with a cash lump sum of €200,000.

If you would like to know more about Combined Benefit Services, please contact our account executives using the details provided below:

Freephone: 1850 777 123